12021 Waterford LN, Carmel, IN 46033
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12021 Waterford LN, Carmel, IN 46033
12021 Waterford LN, Carmel, IN 46033
12021 Waterford LN, Carmel, IN 46033
12021 Waterford LN, Carmel, IN 46033
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Kim Phelps

Kim Phelps

+1(317) 964-9021
Listed by Derek Gutting • Keller Williams Indpls Metro N
$ 495,000
Est. payment /mo
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12021 Waterford LN Carmel, IN 46033

3 Beds

3 Baths

2,720 SqFt

UPDATED:

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 2,720 sqft

Price per Sqft $181

Subdivision Waterford

MLS Listing ID 22132741

Bedrooms 3

Full Baths 3

HOA Fees $500/qua

HOA Y/N Yes

Year Built 1988

Tax Year 2025

Lot Size 6,969 Sqft

Acres 0.16

Property Sub-Type Single Family Residence

Property Description

Welcome to Waterford, a desirable Carmel, Indiana community where comfort, character, and convenience come together, with lawn maintenance included for easy living. This inviting 3-bedroom ranch offers the ease of main-level living with a finished basement with a full bath, creating plenty of room to gather, entertain, and unwind. From the moment you step inside, hardwood floors, bay windows, 12-foot ceilings, and plantation shutters create a warm, welcoming atmosphere. Imagine cozy evenings by the gas fireplace, lively dinners with friends, or quiet mornings in the beautiful sunroom, where vaulted ceilings, skylights, and built-ins create a light-filled retreat. The sunroom also offers convenient access to the primary bedroom, creating a lovely extension of the private suite. The kitchen is ready for everything from casual breakfasts at the center island to hosting holiday gatherings, with granite countertops, a tile backsplash, and generous pantry storage. The spacious primary suite offers a peaceful escape at the end of the day, complete with an ensuite bath featuring double sinks, a jetted tub, a separate shower, and two walk-in closets. Downstairs, the finished basement provides even more versatile living space, complete with a full bath and wet bar, making it ideal for cheering on your favorite team, hosting game night, or creating the ultimate recreation space. When it's time to head outdoors, enjoy the privacy of your backyard, where the deck and paver patio set the scene for summer cookouts and relaxing evenings under the stars. Just moments from Merchant's Square shopping center and with convenient access to Keystone Parkway, this home makes everyday errands, dining, shopping, and commuting a breeze. With lawn maintenance included, inviting living spaces, thoughtful features, and a convenient Carmel location, this Waterford ranch is ready to welcome you home!

Location

State IN

County Hamilton

Rooms

Main Level Bedrooms 3

Interior

Interior Features Vaulted Ceiling(s), Kitchen Island, Paddle Fan, Pantry, Walk-In Closet(s), Wet Bar

Heating Forced Air, Natural Gas

Cooling Central Air

Flooring Hardwood

Fireplaces Number 1

Fireplaces Type Gas Starter, Great Room

Equipment Sump Pump w/Backup

Fireplace Y

Appliance Dishwasher, Disposal, Gas Water Heater, Microwave, Electric Oven, Refrigerator, Water Purifier

Exterior

Garage Spaces 2.0

View Y/N false

Water Access Desc Public

Building

Story One

Foundation Block

Water Public

Architectural Style Ranch

Structure Type Brick,Wood Siding

New Construction false

Schools

Elementary Schools Woodbrook Elementary School

Middle Schools Clay Middle School

High Schools Carmel High School

School District Carmel Clay Schools

Others

HOA Fee Include Insurance,Lawncare,Maintenance

Ownership Mandatory Fee

MIBOR MLS
© 2026 All listing information is courtesy of MIBOR Broker Listing Cooperative(R) as distributed by MLS Grid. All rights reserved.
Kim Phelps

Kim Phelps

Broker Associate License ID: RB25001656

+1(317) 964-9021

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12021 Waterford LN